Damage from last summer's powerful thunderstorms has tallied a lot higher than initially thought.
The Ohio Insurance Institute now puts losses from the June 29 derecho and storms in early July at $845 million in Ohio.
"That's about twice what we initially had as far as preliminary loses," said Mary Bonelli with the Ohio Insurance Institute.
That makes the disaster the third costliest in state history behind the remnants of Hurricane Ike in 2008 and the 1974 Xenia Tornado.
But the storms weren't the only costly disaster to hit the state. Superstorm Sandy left behind $292 million in damage. Most of that was confined to northeast Ohio which was mostly spared from the summer storms. That makes Sandy the 6th costliest natural disaster in state history.
Bonelli says we're seeing more storms that are causing more severe damage. Of the top five costliest years in Ohio history, four have been in the last five years. Only 1974 breaks up the streak.
"2008 was the costliest followed by last year, 2012. Then came 1974, but fourth and fifth are 2011 and 2010," she said.
Even if you didn't have damage from either of the storms, Bonelli says you'll probably notice an increase in your insurance premiums. How much of a bump depends on several factors like personal claims history and the amount of losses your insurance company has racked up from past storms. She says it's not legal for companies to try and recover costs from previous storms, but companies can base future rates on storms in the past.